How do I get started?
Getting started is easy! You can fill out the online application here. After answering a few basic questions, one of our loan representatives will text or call you. Or you can give us a call now at (800) 677-1436.
What is a Car Title Loan?
A car title loan is when you refinance your vehicle. The loan amount is based on the equity value of your car. You remain the registered owner and we become the lienholder.
What do I need to qualify for a a car title loan?
- Valid Drivers License
- Title to your vehicle
- Current insurance
- Proof of income
How Much Can I Borrow On My Auto Title?
The amount you can borrow depends on the value of the car. Apply now to find out.
I have two cars. Can I get one loan based on both?
Maybe, give us a call to discuss.
What if my car is titled outside of California?
Not a problem! You can keep your car titled in your home state. It does not have to be transferred to California.
Does my car need to be paid off?
What if I have bad credit?
Bad credit is not a deal breaker. We lend you money based on the value in the vehicle.
Do I need to have a job to qualify?
Not necessarily, the amount you borrow should be based on the monthly payments you are comfortable making.
Is there a pre-payment penalty?
No, plus we don't even have any loan fees! Most lenders who claim to have no pre-payment penalties charge a larger up front loan or administrative fee. We do not!
How fast can I get the money?
if we start the loan application early in the day, you can normally have money in your account by the end of the day!
Do I get to keep the car?
Yes, you remina the registered owner on title. You get to keep driving your car.
Do I need a bank account?
Nope, we can mail you a check if requested.
What if I lost my title, can I still get a loan?
Yes, but we will not be able to fund the loan until we have been added on as a lienholder. We will complete all the paperwork for you.
What if the title is not in my name?
We can transfer the title into your name or the person on title can be the co-borrower.
When do I get my title back?
As soon as you pay the loan off in full. We will mail the title to you.
Can I sell my car while I have the loan?
Yes, once we receive the final payment, we can mail the title to the buyer.
- Driver's License
- Bad Credit - OK!
- No Credit - OK!
- Past Bankruptcy - OK!